The Consumer Quarterback Show 5/31/2017

Featuring: Gary Hallock, Julian Correa and MJ Martinez

Transcript


00:11
[Music]
00:22
[Music]
01:11
and now live in-studio cutting through
01:16
your typical media nonsense and offering
01:19
you a rational and unbiased perspective
01:21
on current events and life in Tampa Bay
01:24
he's a successful entrepreneur published
01:27
author top listing agent a real estate
01:30
and finance expert that goes to bat for
01:32
you every day as a consumer advocate
01:35
your host and the consumer quarterback
01:38
Brandon Rimes yes here we are again
01:42
another day committed to picking a fight
01:43
with the mainstream media and providing
01:46
you the timely truth center around real
01:47
estate credit finance estate planning
01:49
health nutrition and over 80 other show
01:52
categories of consumer advocate content
01:55
we're here to help you win in any
01:57
marketplace we want to engage and best
02:00
way to engage us is at our website
02:01
consumer Q be calm just submit the form
02:04
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smartphone save our hotline number in
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your phone at some point you're going to
02:10
need it eight one three six seven zero
02:12
seven three seven two
02:13
that's our consumer advocate hotline
02:16
don't think I'm addicted right now is
02:18
winning eight one three six seven zero
02:20
seven three seven two we're going to
02:22
help you win no matter what you're
02:23
facing out there over 80 show categories
02:26
we've got attorneys that come on the
02:28
show we've got all types of different
02:29
experts that are going to bring some
02:31
great information for you and help you
02:33
be a consumer advocate we are going to
02:35
be your consumer advocate here in Tampa
02:38
Bay we don't care if you're climbing a
02:39
corporate ladder or if you throw a
02:40
ladder in your truck on the way to work
02:41
this shows for you and let's go around
02:44
the horn now make our introductions Gary
02:46
Halleck he's in the house we ensure he's
02:49
a territory territory owner of we ensure
02:53
welcome in sir Moore and Brandon I look
02:55
forward to seeing you again
02:57
June 1st start of the hurricane season
02:58
so I'm going to talk about hurricane
03:00
preparedness yeah absolutely insurance
03:02
is such a valid topic this time of year
03:04
let's make sure we get reviews done
03:06
let's make sure we're being proactive in
03:09
that space is such an important space
03:10
also making his debut to the consumer
03:13
quarterback show Julia and Correia he's
03:15
the CEO of Knight speed moving welcome
03:17
in Julian thanks Fred I'm really
03:19
to be here today I'm gonna be sharing so
03:21
along with hurricane season it's also
03:22
moving season so we all know how
03:23
stressful that can get I'm going to take
03:26
you through just throughout through my
03:27
experience basically you know how
03:29
important it is to choose a moving
03:30
option that fits your needs kind of go
03:32
over what to look for in movers how to
03:34
avoid hidden fees and most importantly
03:36
how to save time and money on your move
03:38
I think this is the beginning of a
03:40
beautiful friendship yeah welcome to the
03:43
show MJ Martinez in the house CEO
03:46
private investigator advantage P I
03:48
welcome back sir hey thank you Brian
03:50
Brian Brandon that's okay I get Brian a
03:52
lot just don't call me late for dinner
03:54
that's the one I said yeah tell me what
03:56
you want I've been going on three hours
03:58
of sleep for the last five four days so
04:00
are you on a stakeout you got a stakeout
04:02
yeah yeah yeah nice yeah cool well
04:05
that's an interesting business you have
04:07
there MJ helping people you know when it
04:09
comes to these types of you know
04:11
investigation strategies yeah absolutely
04:13
we are you know we're a bottom line is
04:15
we're out here trying to help you yeah
04:17
absolutely and you look at a lot of
04:19
different we'll dive deeper into these
04:21
things but you talk about there's
04:22
corporate applications of course the
04:24
most relevant that most people think
04:26
about is divorce or relationship
04:29
investigations but you know 26 or 25 26
04:32
year law enforcement history and I've
04:34
been doing private investigation for a
04:36
long time as well so welcome in yeah
04:38
thank you we appreciate your your expert
04:39
contributor knowledge here that you
04:41
bring to the show always a pleasure
04:43
absolutely all right so we always start
04:45
off a little personal development we
04:46
want you to call an audible out there
04:48
yeah helping us with that audible so we
04:51
do a lot of personal development here on
04:53
the show I'm a published author and a
04:54
professional speaker and you know I
04:56
emcee events so if your corporate out
04:58
there I'd love to talk to you about some
05:00
of that but you know what we talk about
05:01
a lot is the ability you know we all
05:04
have these self-limiting beliefs at some
05:06
point in our life in a career and the
05:08
habits of wealthy people is what I want
05:09
to talk about today and when you look at
05:11
new immigrants when they come to the
05:13
country and the just the amount of
05:15
hunger and the drive that they have
05:17
whether it's to send money back home to
05:20
forge their own life and just grow the
05:23
wealth I mean let's think about how
05:24
appreciative and happy and grateful we
05:27
all should be to be living and breathing
05:29
in the best country in the best
05:32
in the best country in the United States
05:34
of America here it's the best wealth
05:36
generation uh you know income engine
05:39
that's ever been generated and planet
05:41
Earth here so when you look at a lot of
05:43
times immigrants are hungrier than
05:44
people that are born in the United
05:45
States and in many cases and so we are
05:47
in a wealth creation system so the idea
05:50
is you in business or entrepreneurship
05:52
as you find a need and you fill it you
05:55
add more value you serve others at a
05:57
higher level than the next guy and you
05:59
consistently look to reinvent yourself
06:01
you know how can you reinvent how can
06:03
you add more value to the customer that
06:05
you're serving so what you want to think
06:07
about is developing rich habits versus
06:10
poor habits and and getting rid of those
06:12
self-limiting beliefs when I do public
06:14
speaking engagements I'll hold up a rear
06:16
view mirror and I'll say check out this
06:18
rear view mirror here and the idea is
06:21
that it's it's about 1/100 of the size
06:23
of a windshield so when you're driving a
06:26
vehicle you're looking out the
06:27
windshield you're looking forward you're
06:28
projecting in the future and then you're
06:30
going to still look at that rearview
06:31
mirror from time to time just to kind of
06:33
check in and see how far you've come but
06:35
I think too many people spend too much
06:37
time focusing on the past not letting go
06:39
of those limiting beliefs that have been
06:41
set in year after year and think about
06:44
it when you're a child a lot of times
06:46
you start off your life you're you're
06:47
you're so creative and you're just
06:49
curious and you're looking for all these
06:51
different things to do you're getting
06:52
into everything and your parents are
06:53
consistently saying no no you're too
06:56
small no get down from there no don't do
06:57
that and that's what happens I think it
06:59
we carry that over into our teen years
07:01
and into adulthood sometimes so we want
07:04
to let go those limiting beliefs focus
07:06
on the power of the Pareto principle
07:08
8020 rule I talk a lot about the 8020
07:11
rule and the focusing on the 20% of the
07:13
task the responsibilities the proactive
07:16
activities that you can do on a daily
07:18
basis that's going to generate 80% of
07:21
your success 80% of your prosperity and
07:24
it's going to help you move that ball
07:26
down the field faster and and score more
07:28
touchdowns in life
07:29
so there's your there's a two-minute
07:31
drill you're audible let's go ahead jump
07:32
into this great content here today Gary
07:33
Halleck back in studio insurance and
07:36
home auto especially hurricane season
07:40
now so many things to consider Gary
07:41
exactly Brandon you know one of the big
07:43
things that people don't understand
07:45
as there are two deductibles on your
07:46
insurance if your house burns down
07:49
there's one deductible or if the
07:51
hurricane season hits and there's a
07:53
hurricane there's a second deductible
07:55
normally in Florida it's 2% of what is
07:58
your dwelling is insured for your home
07:59
is insured for so you have a three
08:01
hundred thousand dollar home two percent
08:02
is six thousand dollars so you know the
08:05
last hurricane to hit Florida was
08:06
hurricane her mine might her mean for me
08:10
yeah very potter when i saw that yeah
08:14
and it costed there was five hundred
08:17
fifty million dollars with the damage
08:18
caused by that hurricane and it was a
08:20
pretty small hurricane that came it hit
08:21
Pasco County 150 million dollars and a
08:25
lot of the damage actually came from
08:26
flooding the heavy rains water forced up
08:29
under the floorboards you know people
08:31
didn't even have water coming to their
08:33
house it was coming through the walls
08:35
and it was coming up to the floor so
08:37
again the homeowners policy does not
08:38
protect you for that so making sure
08:40
you're adequately insured and you know
08:43
again once the hurricane gets formed
08:44
most the time it's too late to get new
08:47
insurance it actually can affect
08:48
closings on homes so if you are closing
08:50
during hurricane season as you've
08:51
probably experienced make sure you have
08:53
your policy in force with an effective
08:55
date on it before hurricane enters the
08:58
boxes so that that that proverbial box
09:01
that's out there it has a dotted lines
09:03
on a screen that says note you can't buy
09:05
an insurance we're putting this whole
09:07
process on hold until the hurricane
09:10
either hits or misses and and then you
09:12
can go ahead now with that scenario that
09:13
you outlined before where the flood
09:15
we've we've all seen that kind of where
09:17
where the water just magically appears
09:19
either through like a concrete slab or
09:21
seeping in through the walls
09:23
so let's out like that again for our
09:25
listeners so that would not be covered
09:27
under regular homeowners that's going to
09:29
need to be a flood policy or most likely
09:31
yes again every company is a little bit
09:33
different but that would technically be
09:35
considered flood under the flood policy
09:37
I know there's been some disputes you
09:40
know it reminds me back of you know when
09:42
insurance policies first started it was
09:44
one page long and now they're 50 60
09:46
pages long and I think what happens is
09:48
this claims go through they continue to
09:51
add additional language so you do
09:52
definitely need to review your policy
09:54
make sure how would that be covered how
09:56
would the claim be handled
09:58
and does it make sense to have a flood
09:59
policy with along with your homeowners
10:01
policy technically every house in the in
10:03
the United States is in a flood zone
10:05
either in a very preferred flood zone
10:07
which means once every hundred years
10:09
once every 500 years or earn what they
10:12
would call in a flood zone which is one
10:14
in 101 and 50 where you have a much
10:17
higher likelihood of flood damaging your
10:19
home and if your coastal that's going to
10:21
be referred to as a velocity area of ve
10:23
flood zone
10:24
also similar to the AE flood zone and we
10:27
talked last time about elevation
10:29
certificates and private flood right it
10:32
makes sense yeah it's interesting you
10:34
look at that if you just joined us I'm
10:35
your host branded Rimes platinum MVP
10:38
Realty a top listing agent in Tampa Bay
10:40
and we're talking with Gary Halleck he's
10:42
a territory owner of we ensure he's an
10:45
insurance expert here we brought them on
10:47
the show we want to educate entertain
10:48
enlighten and we want to engage you so
10:51
if you have any questions about
10:52
insurance we'd love to hear from you
10:53
either on our website consumer q be calm
10:56
submit the form there's a contact form
10:58
there the emails will come directly to
11:00
myself and Anthony our show producer and
11:02
we're going to make sure we get right
11:03
back to you and answer your questions
11:04
also you can call or text our consumer
11:07
advocate hotline eight one three six
11:09
seven zero seven three seven two
11:11
that's a Tampa number at eight one three
11:13
six seven zero our e QB Gary also you
11:18
know on this insurance topic I think
11:20
it's important for everyone to get in at
11:21
least at minimum an annual review
11:23
exactly you know there's some new
11:26
policies that are coming out that have
11:27
vanishing deductibles on the hurricane
11:28
premium so people that are willing to
11:31
take more risk upfront and then have a
11:33
five-year vanishing deductible in the
11:35
hurricane premium may make sense for
11:37
them again if you start off with a five
11:39
percent deductible and it disappears
11:41
over five years and you do have to be
11:44
prepared for that especially if a strong
11:46
hurricane comes in and damages your home
11:48
fifteen twenty thousand dollars but if
11:50
you had the policy in force for four or
11:52
five years and then get hit by hurricane
11:54
it could cost you nothing out of pocket
11:55
in the event of a hurricane yeah and
11:57
when we come back after this break I
11:58
want to talk about how the process of a
12:00
claim actually goes through you're
12:02
dealing with adjusters you're dealing
12:03
with attorneys potentially I mean
12:05
there's all these different things let's
12:06
clear that up for our listeners and
12:08
we're also going to bring Julian Correa
12:09
into the conversation he's the CEO
12:11
Knight speed moving and also MJ Martinez
12:14
coming up as well
12:15
CEO private investigator advantage P I
12:18
great feel-good story for you today
12:20
Korean War veteran receives high school
12:22
diploma six decades later and also we
12:25
have a top five the top five beer
12:27
producing countries via top 50 top five
12:30
of anything so we've got some great
12:31
content coming up for you so I will see
12:33
on the other side of this break stay
12:35
with us don't touch that dial
12:36
[Music]
12:47
hey Brandon rhymes here hosted the
12:50
consumer quarterback show owner a
12:51
platinum MVP Realty and a top listing
12:53
agent in Tampa Bay featured in Florida
12:55
realtor magazine top agent magazine the
12:57
Business Journal we're looking for
12:58
inventory attention sellers we need more
13:01
inventory to sell if your seller on the
13:03
fence thinking about selling your
13:04
property we want to hear from you free
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comparable Market Analysis at eight one
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two eight one three six seven zero seven
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three seven to checkout consumer queue
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be calm
13:20
[Applause]
13:20
[Music]
13:25
[Applause]
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[Music]
13:38
[Applause]
13:51
[Music]
13:55
you
13:57
[Music]
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[Music]
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[Music]
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dr. Bernard created perfected and
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using his genius
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our patients have suffered from failed
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[Music]
16:33
you're listening to the consumer
16:36
quarterback Brandon rhymes cutting
16:38
through your typical media nonsense and
16:41
offering you a rational and unbiased
16:43
perspective on current events and life
16:46
in Tampa Bay online at consumer QB comm
16:51
we're back Brandon I'm Pierre Platinum
16:55
MVP realty host of the consumer
16:57
quarterbacks show over four years on air
16:59
now helping you win in any marketplace
17:01
that's my number one goal and we go
17:04
against the nonsense out there in the
17:05
mainstream media we provide you the
17:06
timely true center around 80 different
17:08
categories of consumer advocate content
17:11
we want to engage you at consumer Q be
17:13
calm and help you win with no matter
17:15
what you're facing out there we could
17:17
hook you up with seven or eight
17:18
different types of attorney specializing
17:19
in different areas of the law
17:21
we've got CPAs financial advisors
17:23
insurance experts mortgage experts
17:26
finance experts so many different folks
17:27
that can help you that's the goal of the
17:30
show so we want to engage you so please
17:31
reach out and also we have an
17:33
opportunity June 15th we are also having
17:36
a gratitude party if you're interested
17:37
in learning more about our show we're
17:40
looking for business partners out there
17:41
business owners business partners that
17:43
might be interested in coming down and
17:45
checking us out watching us record a
17:46
show maybe heading over to Brio our
17:48
official restaurant partner over here at
17:51
the International Plaza a big shout out
17:52
to Brio restaurant awesome white
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tablecloth excellent food and right here
17:58
conveniently located at the
18:00
International Plaza in Tampa Bay over
18:03
there so go check them out in Brio let
18:04
them know the real estate Quarterback
18:05
city and they're going to take you up
18:06
they do have that offer MJ you're
18:08
referring to earlier they got that free
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water with lemon all you have to do is
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mention the real estate quarterback set
18:13
yeah they're going to take care of you
18:15
man and then they follow that up with
18:17
some great food and great appetizers man
18:19
it's good stuff over there coming up in
18:21
the show we got the top 5 beer producing
18:23
countries we're gonna talk about that
18:25
see guess who's drinking the most beer
18:27
out there and then also a great
18:28
feel-good story coming up Korean War
18:30
veteran receives high school diploma six
18:32
decades later and right now we're in
18:34
studio here we're talking with Gary
18:36
Halleck he's an insurance expert we
18:38
ensure he's a territory owner
18:40
for what the whole set the whole state
18:42
of Florida South Florida Tampa Bay area
18:44
of the era's Hernando Pasco and uh
18:47
Hillsborough counties nice yeah big big
18:49
area man Pinellas people don't realize
18:51
Pinellas is the one of the most densely
18:53
populated is the densely most dense
18:55
populated county in the whole state
18:58
right I believe it is and they have some
19:00
of the biggest issues with insurance too
19:02
at this time they do yeah in the floods
19:04
flood insurance has been a huge issue
19:06
for Pinellas County let's walk through
19:08
that week before the break we talked
19:09
about how when you do let's say
19:11
worst-case scenario plays out you have
19:12
some type of a flood issue or maybe just
19:15
an insurance claim theft or whatever it
19:17
might be fire let's walk them through
19:19
that process Gary well you know that you
19:22
know claims can start as simple
19:23
something as simple as a hose breaking
19:25
in your house you know one of the number
19:27
one claims is internal water damage of
19:29
pipe breaking under the sink and the
19:31
first thing you need to do and I would
19:32
tell everyone immediately go out and
19:34
find out where your water shut-off is
19:35
come home there's water on the floor
19:37
immediately turn off your water a lot of
19:40
the carriers actually have language it
19:41
says it's your duty as the insurer to
19:43
make sure you stop the claim from
19:45
progressing so if you leave the water
19:48
running and you go out and go to Publix
19:49
and try to get your claim covered
19:51
through Publix have that in a minute
19:55
here yeah through MJ but your duty is to
19:58
stop the claim and minimize the damage
20:00
and immediately call your carrier
20:01
because again sometimes you get someone
20:04
to come out there and they won't have
20:06
your best interest at heart not saying
20:08
that the you know most insurance
20:10
companies will try to do the right thing
20:12
again you know everyone's got issues
20:13
with carriers everyone's got a friend
20:15
that has an issue with a claim but most
20:17
of the time I say most carriers are very
20:18
genuine in their process and do try to
20:21
take care of you so immediately call
20:22
them and most companies require that
20:26
they be notified within 72 hours if it's
20:28
longer than that they can deny the claim
20:30
for failure to disclose the claim yeah
20:32
then you get into the adjusters coming
20:33
in and that type of process and it's
20:35
back and forth but that's why we want
20:36
you're reaching out to Gary here just to
20:38
check it up make up me of understand
20:40
what you currently have what options
20:42
there are sometimes you can play with
20:44
that deductible payment versus the
20:46
premium you know the higher the
20:48
double what the lower the premiums that
20:50
type of scenario so Gary Gary Halleck
20:54
territory owner we ensure the best in
20:56
the business when it comes to the
20:58
insurance areas as well home auto and
21:00
you know delight so let's go ahead bring
21:03
Julian in the conversation Julian Korea
21:05
CEO night speed moving welcome in sir
21:08
Thank You Brendon yes sir yeah so
21:10
welcome to studio man and when you look
21:13
at this that when we first met I just
21:15
had to say I'm you know I'm impressed
21:16
you guys you're a young hustler you're
21:18
growing the company and the back story
21:20
is pretty cool well thanks yeah we we
21:22
started I started by myself over at UCF
21:25
I was a an internship at the time and I
21:28
was really unhappy with the work I mean
21:29
I I nailed it down to getting all of my
21:31
administrative work done on Monday and
21:33
the rest of the week I was sitting there
21:34
watching youtube videos and that's when
21:37
the idea popped up I started really just
21:39
you know with flyers just that
21:40
small-time hustle getting my first move
21:42
under my belt and you know fast forward
21:44
four years I decided to take it
21:46
full-time and now we service three major
21:49
areas in Florida nice in those three
21:52
major areas are the Tampa area Orlando
21:55
is our main operation and then South
21:57
Florida as well we will service
21:58
Southwest Florida we just don't have
22:00
enough volume for me to call it a
22:01
official branch there that's awesome and
22:04
so I love that entrepreneurship story so
22:06
you're so you're in school you're
22:07
finishing up the degree your thought
22:09
process is hey I'm gotta make a little
22:11
extra money doing it starting a moving
22:13
company you started the moving company
22:14
and then you get to that point where you
22:16
get you got some money flowing in things
22:18
you're looking good and you just make
22:19
that leap man you make the leap to walk
22:22
me through your thought process at that
22:23
time so I mean so I started so the
22:26
company officially opened in 2013 and it
22:28
was until late 2015 where I had kind of
22:30
let that fork in the road like crisis
22:32
moment where I really wasn't making
22:33
enough to even sustain my own salary so
22:36
I ended up taking another job and that
22:38
conflicted with who I was I mean I've
22:39
always wanted to do my own thing work
22:41
myself so I decided and I have and I've
22:44
had the positive influence and some
22:45
friends that have been in business that
22:47
have you know have gone through
22:48
fundraising and have already had some
22:49
success so that's what I asked myself
22:51
you know if these guys are capable of
22:53
doing it what's stopping me and it was
22:55
just like what you're mentioning earlier
22:56
the self-limiting belief of not being
22:58
able to do it just because I haven't you
23:00
have
23:00
before doesn't mean you can't do it yeah
23:02
though it was just really I mean a ton
23:03
of research and it's not a you know
23:05
trial and error I like that and you
23:07
learn as you go and and in 2016 is when
23:10
we raised raised some funds and we
23:13
decided to take a full time I hired a
23:15
good buddy of mine from high school who
23:17
was kind of bouncing around here and
23:18
there it's all about the opportunity you
23:20
loved it and since then we've both been
23:21
going at it every single day
23:23
nice yeah I love that Julian Correa here
23:26
on the consumer quarterback show CEO
23:27
night speed moving the official moving
23:29
partner of the consumer quarterback show
23:31
and platinum MVP Realty
23:33
so yeah let's talk about that so so
23:35
you're getting this thing going you're
23:37
rocking and rolling you got some income
23:38
coming in what talk us through the the
23:40
growth process I mean you have to manage
23:42
a lot of different aspects of a business
23:44
yeah well especially with something so
23:45
so labor-intensive so one of our biggest
23:47
challenges is finding good people and
23:50
getting them sufficiently trained to
23:52
actually be able to go out and you know
23:54
suffer for you as a customer to trust
23:57
them in your home so we found that
23:59
hiring college students was always great
24:01
from the very beginning and recently
24:03
we've been recruiting from from ROTC
24:06
organizations or athletic groups or any
24:08
organizations in school where we know
24:09
the guys have qualities that we're
24:11
looking for which essentially is
24:12
somebody that's good hearted that's
24:14
generally somebody that you want in your
24:15
home to somebody who's honest because
24:19
you know mistakes happen especially in
24:21
moving where there's so many variables
24:22
like there's things that may happen I
24:24
think one of the best the most important
24:25
things in a moving company is how they
24:27
handle any situation like that and then
24:30
discipline so somebody who's going to
24:32
show up on time and that's something
24:33
that us as a company is really important
24:35
we say we always answer the phone which
24:37
is something yeah
24:39
fairly uncommon I mean I'm sure you guys
24:42
can all relate oh yes
24:43
business in general yeah absolutely
24:45
they're so answering the phone that the
24:47
basics you know showing up on time being
24:49
disciplined the integrity is something I
24:51
likes it shows when you're moving here
24:53
there's a position where some things
24:54
could disappear so that's important
24:57
process as well yeah exactly so we we
24:59
that that's what we take was the most
25:01
pride in is like they're you know
25:02
mistakes do happen to things do get
25:04
scratched they get dropped if
25:06
something's missing I mean that it's
25:07
never something that we're trying to
25:10
hide or whatever so whatever the problem
25:11
is we always just go above a be
25:13
to fix it yeah I like that and and so
25:17
now that you you're up and running you
25:19
got Tampa Bay rocking here getting some
25:20
orders got things happening let's let's
25:22
talk about some of the do's and don'ts
25:24
what have you found over the last four
25:25
or five years that you found that you
25:27
know hey here's some mistakes two common
25:29
mistakes that people make well the
25:32
number one thing is people usually
25:33
underestimate the move in general what
25:35
it's going to take in terms of prep and
25:36
what the you know the day of so I think
25:39
the number one the most important thing
25:41
is for you to to choose the option that
25:43
best fits your needs so first you need
25:45
to take a look at your budget see how
25:46
much you're willing to spend for the
25:48
convenience of a service because this is
25:50
something that you know you're asking
25:51
somebody to transport everything you own
25:53
from one place to another so it's it's
25:55
never going to be as cheap as most
25:57
people think you have two options
25:59
basically you could do it yourself
26:01
um and that you know you if you can
26:03
still convince your buddies your old
26:05
buddies from college to come help you
26:06
out and let your stuff good look find
26:08
out who your friend is all right I think
26:11
they wrote a country song about it yeah
26:12
you buy now to your friends um so you
26:16
can do it yourself I mean it'll roughly
26:18
right you could fortunately there's
26:20
companies that out there for that so
26:22
they'll rent you a truck you can go out
26:23
the Penske u-haul run you somewhere run
26:25
on average a local move about a hundred
26:26
bucks um and kind of do it yourself I
26:29
don't personally recommend that for a
26:31
few reasons number one your buddies that
26:34
you ask to help you probably are gonna
26:35
show up yeah that's just started they
26:37
might be hungover yeah exactly and then
26:40
you know even though moving sounds like
26:42
something relatively easy you know just
26:43
throw the stuff in the truck throw it
26:45
out unload it it's really not as simple
26:47
as it seems in any and it is important
26:49
to know that you're not a professional
26:51
unless you've had some kind of
26:52
experience there so I mean anything from
26:54
injury to like damaging your furniture a
26:57
lot of things can happen right and that
26:59
so your other option is if you really
27:01
would just want the convenient way out
27:02
is to hire professional movers yep um
27:05
and you're gonna want to go buy I always
27:08
say to everybody that asks you know who
27:09
should I use is go buy a personal
27:11
referral somebody that you know somebody
27:12
that you trust a lot of times your
27:16
Realtor or your leasing agent or any any
27:19
point of contact of you know somebody
27:20
that's been helping you through your
27:21
home buying process something that
27:23
you're about to move yeah if they have a
27:25
preferred mover or they work with
27:26
somebody
27:27
I usually say go with somebody that's
27:28
you know had them referred multiple
27:30
times versus you know maybe your friend
27:32
had one good experience but the
27:33
company's got a 2.5 sir
27:35
you know rating online right um so so
27:38
really you want to look out for you want
27:40
you want to ask for a referral and then
27:42
the number one thing with moving is uh
27:44
is these hidden fees that a lot of
27:47
movement companies will have it's like
27:48
it's like the the symptoms and the
27:50
pharmaceutical commercials you know yeah
27:52
where there's a nice young lady riding a
27:54
bike with a golden retriever meanwhile
27:55
they're telling you that you could die
27:56
from this thing yeah yeah so it's so
27:59
really some of those some of those
28:01
things are you know distance charges
28:03
elevator charges stairs charges yep um
28:06
things like big item charges you really
28:09
want to look out for that so a lot of
28:11
moving companies will give you a free
28:12
in-person estimate so what you want to
28:13
do is make sure that the company that
28:15
you're hiring is willing to come out
28:16
give you the time that it's expected to
28:19
take and then obviously look for the
28:21
reviews look for the ratings look how
28:22
what people are saying about them online
28:24
absolutely yep more from Julian coming
28:26
up as well as MJ Martinez here in
28:28
consumer quarterback's show we also have
28:30
our top five today the top five beer
28:32
producing countries in the world and we
28:35
also have a great feel-good story
28:37
Korean War veteran receives high school
28:39
diploma six decades later more from
28:41
expert contributors you're listening the
28:43
consumer quarterbacks show consumer q be
28:45
calm hey does grant cardone and you've
28:48
been listening to the phenomenal Brandon
28:50
Rimes the consumer quarterback show to
28:53
get in touch with Brandon call eight one
28:55
three six seven o 73 72 online at
28:59
consumer QB calm
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you're listening to the consumer
32:20
quarterback Brandon rhymes online at
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consumer QB com Brandon is Tampa Bay's
32:26
number one consumer advocate for real
32:29
estate and financial advice call Brandon
32:31
today at eight one three six seven o 73
32:35
72 all right welcome back thanks for
32:39
sitting with us Brandon Brian's here at
32:40
quarterback show former USM football
32:43
player played on the inaugural football
32:44
team at the University of South Florida
32:46
in longtime quarterback on the sports
32:48
teams my dad was a coach and now I look
32:51
at myself as the quarterback on our team
32:53
at platinum MVP Realty quarterback on
32:55
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32:58
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33:13
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of the consumer quarterback show all
34:15
right back here in studio and we are
34:17
going to be talking about the top five
34:18
beer producing countries that's our top
34:20
five today and we also have a great
34:22
story here the Korean War veteran
34:24
receives high school diploma six decades
34:26
later
34:27
that's great content for you coming up
34:29
in our tell me something good
34:31
and in studio today Gary Halleck he's
34:34
the territory owner of we ensure is an
34:37
insurance expert as well as Julian Korea
34:39
CEO night speed moving the official
34:42
moving partner of the consumer
34:43
quarterback show and MJ Martinez he's
34:46
CEO private investigator at Vantage P I
34:48
Advantage P I calm and he's coming up
34:52
just a couple minutes away but we're
34:53
going back to Julian right now
34:55
Julian Correa here CEO Knight speed
34:58
moving so what what else when we talk
35:00
about I think we kind of left off
35:01
talking about tips do things to do
35:03
things to avoid what else would you see
35:05
out there I know and I can definitely
35:06
sympathize and empathize with people out
35:08
there who've underestimated their move
35:10
and you're out there it's 8:30 9:30 10
35:13
o'clock at night trying to finish up
35:15
that movie you finally say man we're
35:17
gonna have to come back tomorrow and
35:17
finish this thing before yeah or get no
35:21
sleep so so what else you see out there
35:24
is so the most important thing that you
35:26
don't want to do is really save what you
35:28
want to save time and money on your move
35:29
the way to do that is really over
35:32
prepare so what you want to do is pack
35:34
like three to six weeks before the move
35:36
I'll kind of do it little by little
35:38
start doing it on the weekends start
35:39
with packing of stuff that you're not
35:40
going to use you know start doing your
35:41
books or right and the general stuff
35:43
like that
35:44
and that's a perfect time to declutter
35:46
yes
35:47
something that's going to save you time
35:49
when you have a lot less stuff for the
35:50
movers to to move and also I was just
35:53
talking to him about it is have a garage
35:57
sale it's something that most people
35:59
don't think about but a lot of times if
36:00
you sell a lot of the stuff that you're
36:01
that you're you know that you don't need
36:03
you'll make enough to cover the cost you
36:05
remove a lot of times right yeah
36:07
absolutely I like that idea of dick of
36:09
decluttering
36:10
when you think about decluttering
36:11
there's there's three different ways
36:13
we've had some organizers on the show
36:15
Cristina Cardin also with the show but
36:17
we talked about you come up with three
36:19
bins you got one that you're gonna
36:20
donate donate to the church or some type
36:22
of a good cause you got one that you're
36:24
gonna keep you but you need to
36:25
reorganize it and then you got one for
36:27
trash so go heavy on the trash one would
36:30
be my recommendation sometimes you look
36:31
at and that's a whole phenomenon I think
36:34
you look at that you know the moving
36:36
business and you look at storage in the
36:38
United States of America storage
36:39
facilities are one of the hottest real
36:42
estate investments because it's
36:44
low overhead and it's just once you had
36:47
the long run set up you got people
36:48
storing their junk and they don't even
36:50
go and see it year after year they're
36:52
like you know how many times you went
36:53
and seen that that storage thing you
36:55
know yeah it's real estate without the
36:56
timer yeah exactly yeah it's absolutely
36:58
crazy and they got shows on it what you
37:01
pay money and you bid buy all the stuff
37:03
people left it in there didn't pay their
37:04
bill say you know you bid on what you're
37:07
guessing is gonna be in there I guess
37:08
right mm-hmm some of those shows yeah
37:11
these uh we're talking about the crush
37:13
of these apps now like offer up Facebook
37:15
has one yeah many of these app they're
37:18
tremendous I mean you can they really
37:20
work yeah poor is a reaching people yeah
37:24
right away I know we got to know we're
37:26
in the process my fiancee we're in the
37:27
process of building a house on you know
37:31
in in Pinellas County on a lake in
37:33
talking to you know and she speaking of
37:35
those marketplaces and different things
37:37
Lindsay's been doing some of that and I
37:39
said wait we still got eight months till
37:41
we move I don't want to be moving this
37:42
stuff two and three times oh there's a
37:44
good deal babe okay cool all right
37:48
so but yeah if you just join us I'm your
37:50
host Brandon Ryan to your quarterback
37:52
show and Julian Correa official moving
37:54
partner let's go bring MJ Martinez into
37:57
the conversation private investigator
37:59
here in Tampa Bay now MJ thanks for
38:01
being a longtime friend of the program
38:02
and I just love the content that you
38:04
bring the different perspective you
38:06
bring whether we have a family law
38:08
attorney Jill Kearns in studio if we
38:10
have shawn yesner bankruptcy law you
38:13
know all types of our attorneys that
38:15
come on you know you seem to be able to
38:16
play well in that box thank you yeah
38:18
it's interesting I have that plan when I
38:20
came in here today yeah but it's
38:22
completely blown out of the water I got
38:24
a different plan
38:24
there you go the ability to call that
38:27
audible yes hey Manny I was a QB back in
38:30
the day yeah I could tell um yeah with
38:35
mr. Halleck Gary here with his insurance
38:37
I do a lot of work for property property
38:40
type insurance claims we were kind of
38:43
just bantering a little before the break
38:45
and pets pets you have people's pets
38:48
they don't understand the liability that
38:51
they have for their pets okay sometimes
38:53
these pets you know you
38:56
they don't even necessarily have to bite
38:57
the person they could you know you could
39:00
have an altercation you could be out of
39:01
park you trip over somebody's pet mmm
39:04
then uh you know that person gets her
39:07
twisted ankle breaks an arm or wrist
39:09
something like that then they could
39:11
extract that out your litigation and
39:14
file a claim against your homeowners
39:15
policy Wow
39:16
so that's I've you know worked many
39:19
types of cases in that regard
39:21
yeah that's cysteine and I want to
39:23
commend our new inductee here mr. Julian
39:27
Korea yeah yeah I mean spin spur a
39:29
tional see I like seeing young young men
39:31
or people in general yeah taking it upon
39:34
themselves to make their own way that's
39:36
right you know that's the American Way
39:38
that's just what you got to do is about
39:40
it's better work yeah yeah that's right
39:41
yeah absolutely I love that yeah with uh
39:44
with this with I mean Florida is
39:46
tremendous it with so much growth going
39:48
in here people coming in and out here
39:50
you know in a really good spot Wars
39:53
movie yeah absolutely
39:55
yeah I've had I just had a case I was
39:58
discussing then too that we needed a
40:00
mover expeditiously in a domestic
40:04
violence situation to move this person
40:05
you know in ours and I was able to
40:09
secure some movers to do that basically
40:12
pack up there you know within three or
40:15
four hours their whole life and you know
40:17
Wow transferred to another location but
40:19
it needed to be done correctly yeah
40:22
right and so I found the right people to
40:25
do that but it was important so yeah
40:27
that is when you look at moving minutes
40:29
it's a you know it's a challenging
40:31
aspect of life yeah and you sell real
40:33
estate in it and there's there's already
40:35
things that happen you know in the real
40:36
estate process the mortgage process
40:38
last-minute documentation changes so we
40:41
want to make sure that if it comes down
40:43
to a moving decision Julia Julian Korea
40:45
CEO Knight speed moving as the choice
40:49
for the consumer quarterback show
40:50
listeners out there so what else we I
40:52
heard some great stories going through
40:54
as well NJ before the show what was
40:55
going on in the green room there I heard
40:57
some how were the other day we're
41:00
talking about trying to figure out
41:01
certain connections with cases and stuff
41:03
like that yeah interest we were trying
41:06
to figure out what as I talked about the
41:08
pet claims that came to mind
41:10
uh somebody a slip and falls on people's
41:12
properties as far are typically can be
41:16
you know litigated through somebody's
41:18
insurance claim sometimes I had we had a
41:24
particular case where somebody had cut
41:26
their finger off with her yeah that's
41:29
right
41:29
so they cut their face so they tried to
41:31
double double dip it was kind of a weird
41:34
case but they they went to a very
41:37
renowned uh grocery store chain and and
41:40
took that finger and tried to place it
41:43
place it at another location and claimed
41:47
the injury was there so so we were you
41:50
know that was a kind of a drawn-out
41:51
investigation involving testimony of
41:53
witnesses the neighbors and things like
41:55
that and now we were able to to kind of
41:58
identify that case so that was a that
42:00
was an interest manager the manager
42:02
population he said now population yeah
42:08
yeah it's yeah you see it every day as
42:10
funny on the news you'll you know I'll
42:12
see feeds on social media of people when
42:15
they're they're false claims or you know
42:18
salacious claims I saw one just recently
42:20
where a girl was working in an office
42:22
and a fire I distinguish rare but a fire
42:27
regular sprinkler head had fallen it
42:30
fell to the floor hit her desk
42:33
you know she laid there it looked she
42:34
looked at it for a few minutes and then
42:36
and then she looked around and then she
42:38
picked it up and started beating herself
42:40
trying to make it look at hit her on the
42:42
head I was like he was amazing
42:46
very nice nice trying as a nice guy but
42:49
no right fortunately the office had a
42:52
camera within it was ongoing watching
42:55
their staff so yeah I mean Big Brother's
42:57
everywhere now I had a similar those it
42:59
was through a friend of a friend type of
43:01
deal that they had a cleaning company
43:02
and they they said yeah the person
43:04
walked out of the elevator and in a
43:05
faked like a fall and and tried to say
43:08
but they didn't have the signs out but
43:10
they clearly had the slippery when wet
43:11
signs right right it's like this
43:13
litigious society we're in yeah you know
43:16
people look for it you're on camera
43:17
sometimes you don't even know you're on
43:19
camera it's it you know it's this is
43:22
America right
43:23
thinking anything can happen fortunes
43:25
change overnight that's so you go to
43:28
another country and this nonsense does
43:30
not happen exactly you go to the UK and
43:33
you have a slip and fall there's no you
43:36
know tort law or negligence law that's
43:38
there to protect you people don't even
43:40
we don't see ads of lawyers you
43:42
know at your doorstep oh yeah no enough
43:47
so here in America it's it's you know be
43:49
fortunate I'm glad you have an
43:51
opportunity to you know for sure
43:53
absolutely yeah come back we're gonna
43:57
jump into the top five beer producing
43:59
we're gonna go to our top five the top
44:00
five beer producing countries we're also
44:02
going to talk about an awesome story of
44:04
a Korean War veteran receiving a high
44:06
school diploma six six weeks later and
44:08
more from our expert contributors here
44:10
giving a big shout out to the maids
44:11
cleaning service they do a great job
44:13
cleaning our real estate properties
44:14
24-hour 100% satisfaction guaranteed by
44:18
the maids cleaning service they are
44:19
referred for reason this is work done
44:26
and you're listening to the real estate
44:27
quarterback show hosts about my man
44:29
Brandon Rimes to get in touch with
44:32
Brandon call eight one three six seven
44:34
Oh 73 72 online at consumer QB comm ugly
44:41
here
44:42
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[Music]
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hi Jackie skeleton from junior world
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travel here if you travel you need a
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licensed professional travel consultant
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not a computer you're licensed
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for your time and your money value for
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your money and experience not marketing
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salesmanship when you're sick you call
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the doctor when you need legal advice
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you call an attorney so the next time
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you want to go on any type of travel
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call your licensed professional travel
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we specialize in group travel family
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for the disabled please call eight four
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four two four nine zero one nine zero we
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are a full service travel consultancy
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offering worldwide concierge service air
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nationally and internationally remember
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that number eight four four two four
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nine zero one nine zero
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you're listening to the consumer
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quarterback Brandon rhymes cutting
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through your typical media nonsense and
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offering you a rational and unbiased
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perspective on current events and life
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in Tampa Bay online at consumer QB com
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all right welcome back this segment is
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help you with whatever you're looking
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for 80 different categories of consumer
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can help you here with a consumer
49:20
quarterback show and we're back here in
49:22
studio today in studio we got Gary
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Halleck he's the territory owner of we
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ensure he's an insurance expert we got
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our official moving partner Julian Korea
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CEO night Speed moving and also MJ
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Martinez he's a private investigator
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here in Tampa Bay Advantage p.i
49:37
advantage P Icom so let's go back to MJ
49:41
here so you know MJ what else are you
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seeing out there man I know you do a lot
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of divorce situations you do some
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corporate yeah when I came in here I was
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thinking today maybe I just talked a
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little bit with my site advantage P I
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calm my company's advantage unlimited
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investigations Inc but I have other
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sites too one in particular it's called
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find a cheating spouse calm
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there's uh 46 points on there to take a
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look at um typically if some some of
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these things are occurring and you see
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them there are red flags that may
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inclined you to go there
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I'm going back a dim maybe I just want
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to get him Ju I'm going to detain a
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minute I'll check you later right right
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they come up with some new moves you
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know moves that you weren't really
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anticipating they're pulling up YouTube
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trying to learn the latest dance moves
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Wednesday was dance move okay
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okay you never know yeah yeah there's a
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whole plethora of them on there I'd go
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through them all there's some of them
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are kind of funny but I've developed
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them over the years this actually this
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page has been out probably ten years
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I've had my domain name almost since the
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inception of the internet so I've kind
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of evolved with with this process so
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it's really been an interesting path now
51:00
sailing I mean we're really surprises me
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in business I don't know how long you've
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been in business but how I mean Google
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has really controlled
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managed this whole process silently yeah
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now you're you know they're they're in a
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they're in a position that quite frankly
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to you know the pre searches that you
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think you you know you search and now
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they can manage the whole thing you know
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and and you basically pay to play oh
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it's amazing yeah and and you know any
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of the other search engines are really
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irrelevant at this point now yeah you
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look at you look at you know where it's
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going to virtual reality the voice
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recognition Alexa you know turn this on
51:43
yeah and that off I mean that it's yes
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it's it's a battle man you look at you
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look at Amazon you look at Mac Apple you
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know some of these big tech companies
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man they definitely have a lot of clout
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there yeah we're worried about
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government but we really need to be for
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worried about silicon powder as social
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media and are and in the internet how
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let's go ahead and get good yet if I was
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just saying yeah because really we
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really have to think about it they're
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inside your head yeah everything you
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search they know they know you when I
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you before yeah I unit yeah when you can
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sent to me on Facebook you
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at them that then they look through your
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all your contacts in your phone all your
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email addresses and all your searches
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everything is categorized and and you
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know you show up somewhere they not Bing
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there you get a little notification on
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your phone all right we got a top five I
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want to get to and we got this story I
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want to get to so let's go ahead and do
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the top five beer producing country
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who's drinking the most beer out there
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Gary who would be your guests I spent
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two years in Germany I'd have to go
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ceremony Germany is on the list number 4
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goes to Gary
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Julian you say Netherlands Netherlands
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is not on the list my friend got to give
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you the buzzer Wow really Jake who the
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top five beer producing countries in the
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world Germany's out Japan Japan is not
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on I was going on back to you Gary I
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have to go with America America United
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States is number two on the list well
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you got that one don't think I'm
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addicted you right now is winning we're
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winning in beer okay Julia took my
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answer uh think about population think
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about population size
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China China oh yeah yeah all right
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number three number three come on give
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it to me uh America say Mexico Mexico's
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number five guy another South American
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country um Brazil you got it boom we got
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it we got the five top five that was
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nice
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we got it quick all right now we're
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gonna jump into our
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negative news out there we're gonna mix
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it up with something good here Korean
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War veteran receives high school diploma
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six decades later sixty-four years after
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leaving high school can you read this go
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ahead read that is it 60 64 years after
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leaving high school a Korean War veteran
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finally got his chance to walk across
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the stage in gut graduate Marty Sullivan
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88 day received an honorary high school
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diploma Friday at Newsom high school's
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graduation Sullivan missed his own
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graduation because he went to fight in
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the Korean War during his junior year of
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high school six decades later Sullivan
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decided to fill out paperwork to receive
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an honorary high school diploma the
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officer asked me if I wanted to help if
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I wanted her to help me get my diploma I
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was like okay go ahead fold and said
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once he put on the cap and gown and
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walked across the stage Sullivan was hat
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happy he won't he went through with it
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all when I got this in my hand I said
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okay I guess it was worth it Sullivan
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said as he showed off his diploma
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Florida Florida office opera's a high
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school diploma to any eligible military
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veteran who left high school to serve
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the country Sullivan hoped other
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veterans would take advantage of the
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getting their high school diplomas - you
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got the opportunity and II don't take it
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you darn fool good job ray all right
55:23
good job summer school summer's here
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school's out for the summer they don't
55:27
have some fun but yeah so that's that's
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an interesting story any comment on that
55:30
wow I mean that's tremendous at least
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that's a tremendous opportunity for
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somebody you know who got diverted to
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life that's right now yeah yeah you went
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back and finished it I love that I love
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hearing a story too you hear about the
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you know the elderly lady that got her
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degree and all these different stories
55:46
of people going back getting that degree
55:47
and and you know I just love that let's
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go ahead and jump into our lightning
55:50
round the lightning round I am so good
55:53
at lightning
55:54
Holmes I majored in lightning round all
55:58
right real quick top tips things to do
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things to avoid Garrett Alec you're up
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first
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well you know obviously with hurricane
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season starting as heavy hurt a
56:05
hurricane preparedness kit a couple
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things that I never thought of is you
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have pets make sure you add some pet
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food into your kit if you have to take
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them also keep a copy of your insurance
56:14
policy inside the kit so you can grab if
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you run you come back your house is
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damaged you can immediately file that
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claim that's right I get the big bottles
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of water to saw ways this time of year
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have an extra 15 of them in my garage
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ready to go this waters the first thing
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you're gonna need guys alright Julian
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top tips things to do things to avoid
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nuggets of advice yes so for your move
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to go as fast as possible I'd say uh you
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know taking it a step above from
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labeling your boxes if you color code
56:39
your boxes you'd be surprised how much
56:41
faster that and that you know the
56:42
results here move being because the guys
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got to think they're real tired after
56:45
the load Rutten reading is is is not
56:48
something that they want to do at that
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time so I mean you know the blue stuff
56:50
is going in the kitchen red stuff is
56:52
going their battles yeah stuff up
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tremendously I like that
56:56
another one is a you know assume that
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you're hiring professionals so try not
56:59
to coach and really try and stay out of
57:01
the way as much as you can when your
57:02
movies are doing their thing
57:03
they're usually there's a reason why
57:05
they're doing something maybe they're
57:06
taking a little slower time carrying
57:09
something or whatever usually it's just
57:10
to avoid anything bad happening um if
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you just let the movers do their thing
57:15
it'll go a lot faster and on the topic
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of pets says everybody brought it up
57:18
having your stuff nice and clean it's
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something that goes really unnoticed
57:23
it's a big problem
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it's a pet here a lot of people are
57:26
allergic to pet hair and tall and tall
57:28
my pet lovers I mean I have a dog at
57:29
home so I get it yeah but cleaning that
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stuff up goes a long way because you
57:34
know when you're when the movers are in
57:35
there carrying a couch full of hair get
57:37
allergies getting rashes it just throws
57:38
off the whole the whole energy of the
57:40
move and and whatnot absolutely real
57:42
quick MJ top tips tips if you you know
57:45
if you need a background check if you're
57:47
having something in your relationship if
57:49
you just need to know some information
57:52
that you just can't find anywhere else
57:54
contact advantage unlimited
57:56
investigations alright awesome and we
57:58
want you to please go out there and
57:59
consider committing a random act of
58:01
kindness something as simple as packing
58:02
up leftover food carrying it with you to
58:04
and from your commute to work handing it
58:06
to that person that you see in the
58:07
being a force for good in the community
58:09
and I'm gonna ask my daughter here to
58:11
close us out for today Braylon hey this
58:13
is Brandon's daughter Braylon rhymes
58:14
again and I just wanted to say thanks
58:17
for listening and God bless have a great
58:19
day
58:20
all right we'll see you next time you've
58:22
been listening to the consumer
58:24
quarterback Brandon Rimes whether it's
58:26
real estate consumer or financial advice
58:29
let Brandon called your next play
58:32
contact Brandon rhymes at eight one
58:34
three six seven o 73 72 that's eight one
58:38
three six seven o 73 72 online at
58:43
consumer cool be calm and join us next
58:46
time for the consumer quarterback show
58:49
weekday afternoons at five on am 1380
58:53
the biz
59:02
you